The Role

Company Description

Our client is a fully-funded, mission-driven fintech company focused on bringing inclusion to credit and lending. Backed by prominent investors, they’re democratizing credit for the 160 million Americans who struggle to access mainstream financial services, providing a path toward a financially healthy future.

They take a radically different approach by leveraging alternative data to offer consumers access to low-interest credit and the ability to grow their credit limits over time as they learn, save, budget, and set goals. With a foundation in behavioral finance, their integrated financial literacy system helps customers use credit responsibly and develops a proprietary underwriting platform that can expand access to other financial products at fair rates.

As a core part of the engineering team, you will play a fundamental role in building engaging and rewarding experiences for users as they establish and build up their credit scores and develop better financial habits while helping ensure they get access to fair credit to support their essential needs.

What You’ll Be Doing

• Design, build, maintain, and scale backend services, features, and APIs within a variety of areas such as credit management, fraud detection, internal tools, banking connectivity/aggregation, and payment processing.
• Define our platform architecture from the technologies used to the design principles applied.
• Drive the entire application lifecycle (concept, design, test, release, and support).
• Work closely with the entire engineering, product, and design team, learning what drives our customer and how we can improve their experience.
• Build product services supporting our mobile application and integrating with partner providers.
• Work on a small team and help set the foundations for the company.
• Mentor and guide junior team members in a constructive manner.

Qualifications

• 4+ years of developing with service and cloud-based architectures.
• Care deeply about building high-quality software and take immense pride in your craft.
• Able to independently scope and complete work within given timelines.
• Comfortable owning the development of a product from 0 to 1.
• Strong grasp of engineering fundamentals.
• Expert knowledge of Node, Typescript, JavaScript, AWS, Lambda, GraphQL.
• Passion for continuous learning and developing new skills.
• Desire to work in an Agile development environment (Kanban or Scrum).
• Strong collaboration skills when facing ambiguous situations.
• Effective communication skills with technical and non-technical team members, a positive attitude, and ability to give and receive constructive feedback.
• Previous experience in multiple (2+) early-stage startups.

What We Offer

• Competitive salary.
• Remote-forward workplace.
• Equity and future growth possibilities.
• Excellent health, dental, and vision benefits.
• Generous vacation and leave policies.
• Collaborative and engaging culture.
• Any requirements for your home office.

Nice To Haves

• Functional programming background.
• Experience with Serverless Architecture using CDK.